Corporate Structure

Keystone National Insurance Company
Wyalusing, Pennsylvania
Website: www.kninsco.com
Keystone National Insurance Company is a newly formed property and casualty insurance company jointly owned by Keystone Capital Investors, LLC and Tuscarora Wayne Group, Inc. The company was issued its Certificate of Authority to operate in the state of Pennsylvania effective January 1, 2005.

Tuscarora Wayne Mutual Insurance Company
Wyalusing, Pennsylvania
Website: www.twmic.com
Incorporated in 1874, Tuscarora Wayne Mutual is an underwriting and claims-management company with programs marketed throughout the Commonwealth of Pennsylvania and the state of Ohio.

Tuscarora Wayne Group, Inc.
Wyalusing, Pennsylvania
Website: www.twmic.com Tuscarora Wayne Group, Inc is a downstream stock holding company.

Tuscarora Wayne Insurance Company
Wyalusing, Pennsylvania
Website: www.twmic.com
Tuscarora Wayne Insurance Company is a wholly-owned subsidiary stock property and casualty insurance company that reinsures Tuscarora Wayne Mutual Insurance Company.

Washington Mutual Fire & Storm Insurance Company
Falls Creek, Pennsylvania
Website: www.wmfsic.com
Incorporated in 1875, Washington Mutual is an underwriting and claims-management company with programs marketed throughout the Commonwealth of Pennsylvania.