Specialty Insurance

The specialty program covers a wide array of unique risks. For more information or service, contact your local agent. Use our agent locator to find an agent near you.

- Social Clubs, view our Social Clubs brochure
- Social gatherings/special events:
    • Seasonal stands at open-air markets or fairs such as craft vendors or food vendors
    • Wedding receptions
    • Household estate auctions
    • Many seasonal events (i.e.: 1-day, 3-day, 6-month)
    • Specialty Risk Markets or Exhibitors (Indoor/Outdoor)
- Mini warehouses
- Athletic programs - amateur adult programs only- up to 10 teams (excluding softball and baseball programs)
- Sportsmen’s clubs, hunting camps, rifle or pistol ranges (a supplemental application is required and on our website.)
- Lakes w/fishing, swimming, boating, or docks
- Homeowners associations
- Vacant land and land occupied by persons other than the insured for business
- Real estate development property - (excluding residential home builders)
- Campgrounds, mobile home parks and courts
- Functional building valuation
- Bowling alleys
- Contractor’s equipment - inland marine floaters

Property only:
- Auto body shops and auto repair shops
- Personal care homes and day cares
- Welding and machine shops
- Roller-skating rinks